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MLA
Osili, Una Okonkwo, and Anna L. Paulson. “Immigrants’ Access to Financial Services and Asset Accumulation.” Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, edited by Rebecca M. Blank and Michael S. Barr, Russell Sage Foundation, New York, 2009, pp. 285–318, www.jstor.org/stable/10.7758/9781610445887.13. Accessed 23 Jan. 2021.
APA
Osili, U., & Paulson, A. (2009). Immigrants’ Access to Financial Services and Asset Accumulation. In Blank R. & Barr M. (Eds.), Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households (pp. 285-318). New York: Russell Sage Foundation. Retrieved January 23, 2021, from http://www.jstor.org/stable/10.7758/9781610445887.13
CHICAGO
Osili, Una Okonkwo, and Anna L. Paulson. "Immigrants’ Access to Financial Services and Asset Accumulation." In Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, edited by Blank Rebecca M. and Barr Michael S., 285-318. New York: Russell Sage Foundation, 2009. Accessed January 23, 2021. http://www.jstor.org/stable/10.7758/9781610445887.13.

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