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MLA
Collins, Daryl, and Jonathan Morduch. “Banking Low-Income Populations: Perspectives from South Africa.” Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, edited by Rebecca M. Blank and Michael S. Barr, Russell Sage Foundation, New York, 2009, pp. 97–120, www.jstor.org/stable/10.7758/9781610445887.7. Accessed 16 Jan. 2021.
APA
Collins, D., & Morduch, J. (2009). Banking Low-Income Populations: Perspectives from South Africa. In Blank R. & Barr M. (Eds.), Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households (pp. 97-120). New York: Russell Sage Foundation. Retrieved January 16, 2021, from http://www.jstor.org/stable/10.7758/9781610445887.7
CHICAGO
Collins, Daryl, and Jonathan Morduch. "Banking Low-Income Populations: Perspectives from South Africa." In Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, edited by Blank Rebecca M. and Barr Michael S., 97-120. New York: Russell Sage Foundation, 2009. Accessed January 16, 2021. http://www.jstor.org/stable/10.7758/9781610445887.7.

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