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MLA
Mullainathan, Sendhil, and Eldar Shafir. “Savings Policy and Decisionmaking in Low-Income Households.” Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, edited by Rebecca M. Blank and Michael S. Barr, Russell Sage Foundation, New York, 2009, pp. 121–146, www.jstor.org/stable/10.7758/9781610445887.8. Accessed 16 Jan. 2021.
APA
Mullainathan, S., & Shafir, E. (2009). Savings Policy and Decisionmaking in Low-Income Households. In Blank R. & Barr M. (Eds.), Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households (pp. 121-146). New York: Russell Sage Foundation. Retrieved January 16, 2021, from http://www.jstor.org/stable/10.7758/9781610445887.8
CHICAGO
Mullainathan, Sendhil, and Eldar Shafir. "Savings Policy and Decisionmaking in Low-Income Households." In Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, edited by Blank Rebecca M. and Barr Michael S., 121-46. New York: Russell Sage Foundation, 2009. Accessed January 16, 2021. http://www.jstor.org/stable/10.7758/9781610445887.8.

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