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MLA
“Why Don’t Americans Save?” The Decline in Saving: A Threat to America's Prosperity?, by Barry P. Bosworth, Brookings Institution Press, Washington, D.C., 2012, pp. 32–62, www.jstor.org/stable/10.7864/j.ctt127x4z.6. Accessed 22 Jan. 2021.
APA
Bosworth, B. (2012). Why Don’t Americans Save? In The Decline in Saving: A Threat to America's Prosperity? (pp. 32-62). Washington, D.C.: Brookings Institution Press. Retrieved January 22, 2021, from http://www.jstor.org/stable/10.7864/j.ctt127x4z.6
CHICAGO
Bosworth, Barry P. "Why Don’t Americans Save?" In The Decline in Saving: A Threat to America's Prosperity?, 32-62. Washington, D.C.: Brookings Institution Press, 2012. Accessed January 22, 2021. http://www.jstor.org/stable/10.7864/j.ctt127x4z.6.

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