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MLA
“Pre-Retirement Access to Individual Accounts.” Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy, by Kenneth S. Apfel and Michael J. Graetz, Brookings Institution Press, 2005, pp. 97–116, www.jstor.org/stable/10.7864/j.ctt1287bgj.10. Accessed 6 Aug. 2020.
APA
Apfel, K., & Graetz, M. (2005). Pre-Retirement Access to Individual Accounts. In Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy (pp. 97-116). Brookings Institution Press. Retrieved August 6, 2020, from www.jstor.org/stable/10.7864/j.ctt1287bgj.10
CHICAGO
Apfel, Kenneth S., and Michael J. Graetz. "Pre-Retirement Access to Individual Accounts." In Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy, 97-116. Brookings Institution Press, 2005. Accessed August 6, 2020. www.jstor.org/stable/10.7864/j.ctt1287bgj.10.

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