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MLA
“Worker-Specific Offsets.” Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy, by Kenneth S. Apfel and Michael J. Graetz, Brookings Institution Press, 2005, pp. 169–188, www.jstor.org/stable/10.7864/j.ctt1287bgj.14. Accessed 11 Aug. 2020.
APA
Apfel, K., & Graetz, M. (2005). Worker-Specific Offsets. In Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy (pp. 169-188). Brookings Institution Press. Retrieved August 11, 2020, from www.jstor.org/stable/10.7864/j.ctt1287bgj.14
CHICAGO
Apfel, Kenneth S., and Michael J. Graetz. "Worker-Specific Offsets." In Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy, 169-88. Brookings Institution Press, 2005. Accessed August 11, 2020. www.jstor.org/stable/10.7864/j.ctt1287bgj.14.

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