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MLA
“Institutional Arrangements for Providing Annuities.” Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy, by Kenneth S. Apfel and Michael J. Graetz, Brookings Institution Press, 2005, pp. 75–96, www.jstor.org/stable/10.7864/j.ctt1287bgj.9. Accessed 14 Aug. 2020.
APA
Apfel, K., & Graetz, M. (2005). Institutional Arrangements for Providing Annuities. In Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy (pp. 75-96). Brookings Institution Press. Retrieved August 14, 2020, from www.jstor.org/stable/10.7864/j.ctt1287bgj.9
CHICAGO
Apfel, Kenneth S., and Michael J. Graetz. "Institutional Arrangements for Providing Annuities." In Uncharted Waters: Paying Benefits From Individual Accounts in Federal Retirement Policy, 75-96. Brookings Institution Press, 2005. Accessed August 14, 2020. www.jstor.org/stable/10.7864/j.ctt1287bgj.9.

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