Evaluating the "Keep Your Health Plan Fix"

Evaluating the "Keep Your Health Plan Fix": Implications for the Affordable Care Act Compared to Legislative Alternatives

Evan Saltzman
Christine Eibner
Copyright Date: 2014
Published by: RAND Corporation
https://www.jstor.org/stable/10.7249/j.ctt15sk85r
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  • Book Info
    Evaluating the "Keep Your Health Plan Fix"
    Book Description:

    This report describes a comparative analysis of three proposals to allow Americans to keep their existing health plans under the Affordable Care Act (ACA). The proposals are evaluated based on their potential impact on the ACA-compliant market and the cost and coverage of health insurance. The possibility of each proposal causing a “death spiral" in the ACA-compliant market is also addressed.

    eISBN: 978-0-8330-9106-2
    Subjects: Health Sciences

Table of Contents

  1. Evaluating the ʺKeep Your Health Plan Fixʺ Implications for the Affordable Care Act Compared to Legislative Alternatives
    (pp. 1-20)
    Evan Saltzman and Christine Eibner

    President Obama’s promise that Americans could keep their existing health care plan under the Affordable Care Act (ACA) has received increased scrutiny in the wake of millions of Americans having their existing plans canceled. The majority of cancellations have occurred in the individual or nongroup market—where individuals directly purchase health insurance plans from insurers, as opposed to the more prevalent practice of purchasing a plan through an employer group. According to the Kaiser Family Foundation, over 55 percent of nonelderly Americans have plans through an employer, whereas only 5 percent of nonelderly Americans purchase plans in the nongroup market...