Front Matter
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Table of Contents
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Foreword
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Acknowledgments
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New Paths to Building Assets for the Poor
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Credit Matters:: Building Assets in a Dual Financial Service System
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Introduction
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To Bank or Not to Bank?: A Survey of Low-Income Households
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Refinance and the Accumulation of Home Equity Wealth
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Introduction
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Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations
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Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
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Introduction
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Hitting the Wall:: Credit as an Impediment to Homeownership
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Credit Scoring’s Role in Increasing Homeownership for Underserved Populations
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Introduction
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Modes of Credit Market Regulation
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Accuracy in Credit Reporting
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Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations
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Introduction
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Institutions and Inclusion in Saving Policy
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Unbanked to Homeowner:: Improving Financial Services for Low-Income, Low-Asset Customers
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Innovative Servicing Technology:: Smart Enough to Keep People in Their Houses?
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Contributors
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Index
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