• • Front Matter
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• • Table of Contents
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• • Foreword
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• • Acknowledgments
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• • New Paths to Building Assets for the Poor
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• • Credit Matters:: Building Assets in a Dual Financial Service System
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• • Introduction
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• • To Bank or Not to Bank?: A Survey of Low-Income Households
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• • Refinance and the Accumulation of Home Equity Wealth
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• • Introduction
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• • Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations
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• • Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
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• • Introduction
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• • Hitting the Wall:: Credit as an Impediment to Homeownership
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• • Credit Scoring’s Role in Increasing Homeownership for Underserved Populations
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• • Introduction
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• • Modes of Credit Market Regulation
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• • Accuracy in Credit Reporting
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• • Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations
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• • Introduction
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• • Institutions and Inclusion in Saving Policy
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• • Unbanked to Homeowner:: Improving Financial Services for Low-Income, Low-Asset Customers
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• • Innovative Servicing Technology:: Smart Enough to Keep People in Their Houses?
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• • Contributors
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• • Index
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