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MLA
Heikkilä, Anni, et al. “Accessing Credit from Banks, Microfinance Institutions, and Informal Groups: What Is the Role of Social Capital?” Banking the World: Empirical Foundations of Financial Inclusion, edited by Robert Cull et al., MIT Press, Cambridge, Massachusetts; London, England, 2013, pp. 447–466, www.jstor.org/stable/j.ctt5vjqzp.16. Accessed 29 July 2021.
APA
Heikkilä, A., Kalmi, P., & Ruuskanen, O. (2013). Accessing Credit from Banks, Microfinance Institutions, and Informal Groups: What Is the Role of Social Capital? In Cull R., Demirgüç-Kunt A., & Morduch J. (Eds.), Banking the World: Empirical Foundations of Financial Inclusion (pp. 447-466). Cambridge, Massachusetts; London, England: MIT Press. Retrieved July 29, 2021, from http://www.jstor.org/stable/j.ctt5vjqzp.16
CHICAGO
Heikkilä, Anni, Panu Kalmi, and Olli-Pekka Ruuskanen. "Accessing Credit from Banks, Microfinance Institutions, and Informal Groups: What Is the Role of Social Capital?" In Banking the World: Empirical Foundations of Financial Inclusion, edited by Cull Robert, Demirgüç-Kunt Aslı, and Morduch Jonathan, 447-66. Cambridge, Massachusetts; London, England: MIT Press, 2013. Accessed July 29, 2021. http://www.jstor.org/stable/j.ctt5vjqzp.16.

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