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Rebuilding Housing Along the Mississippi Coast

Rebuilding Housing Along the Mississippi Coast: Ideas for Ensuring an Adequate Supply of Affordable Housing

Mark A. Bernstein
Julie Kim
Paul Sorensen
Mark Hanson
Adrian Overton
Scott Hiromoto
Copyright Date: 2006
Edition: 1
Published by: RAND Corporation
Pages: 92
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  • Book Info
    Rebuilding Housing Along the Mississippi Coast
    Book Description:

    In October 2005, RAND researchers went to Mississippi to help the Governor's Commission on Recovery, Rebuilding, and Renewal and the Affordable Housing Subcommittee of the Infrastructure Issues Committee. They identified policy and implementation options that could help local communities address affordable-housing issues. They considered challenges in providing affordable housing and strategies for dealing with those challenges.

    eISBN: 978-0-8330-4111-1
    Subjects: Population Studies, Management & Organizational Behavior

Table of Contents

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  1. Front Matter
    (pp. i-ii)
  2. Preface
    (pp. iii-iv)
  3. Table of Contents
    (pp. v-vi)
  4. Figures
    (pp. vii-viii)
  5. Tables
    (pp. ix-x)
  6. Summary
    (pp. xi-xvi)
  7. Acknowledgments
    (pp. xvii-xviii)
  8. Abbreviations
    (pp. xix-xx)
  9. CHAPTER ONE Introduction
    (pp. 1-6)

    Hurricane Katrina, one of the largest and most violent storms ever recorded in the United States, left a blanket of destruction along the Gulf Coast from the Alabama border west to Texas that covered about 90,000 square miles. Mississippi took the brunt of the winds and a storm surge that rose to more than 30 feet, erasing in a matter of hours not only lives but also homes and assets that will take years to replace.

    The sheer scale of what happened to Mississippi in the last days of August 2005 is unparalleled in our nation’s history. More than 134,000...

  10. CHAPTER TWO Affordable Housing and Lessons Learned from Other Natural Disasters
    (pp. 7-16)

    Affordable housing can be defined in myriad ways, both quantitatively and qualitatively. The most commonly accepted quantitative definition specifies that housing can be considered affordable if a household is not required to spend more than 30 percent of its income on mortgage or rent payments (Feldman, 2002), although the exact income-percentage cutoff may vary slightly in different states (in Arizona, for example, the designated cutoff is 28 percent; AHC, 2002). In addition, some formal definitions of affordable housing include not only cost, but also specify that the housing should be “physically adequate” and not overcrowded (Field, 1997; AHC, 2002).


  11. CHAPTER THREE Affordable Housing in Coastal Mississippi Before and After Katrina
    (pp. 17-26)

    In this chapter, we describe data on housing and household characteristics in the three coastal counties of Mississippi—Hancock, Harrison, and Jackson—that sustained the highest levels of damage during Hurricane Katrina. We compiled this information by using GIS technology to analyze readily available demographic and hurricane-related data sets from the U.S. Census Bureau and FEMA, respectively. Technical details on data sources and analysis methodologies are included in the appendix.

    To create descriptive “snapshots” of the area before and after Katrina, we analyzed several key variables and used them to calculate various estimates. First, we determined the total number of...

  12. CHAPTER FOUR Options for Enhancing the Supply and Quality of Affordable Housing
    (pp. 27-48)

    Given the preliminary nature of the analysis performed for this report, RAND could not offer a definitive set of recommendations for addressing affordable-housing needs in coastal Mississippi following the destruction of Hurricane Katrina. Quite simply, more research is required to provide the best input to policy decisions. One area of open questions relates to the housing markets within the affected area. Coastal Mississippi comprises many local housing markets, some of which will be significantly stronger than others, and the need for intervention within strong housing markets may be very different from the need within weak ones. For example, if the...

  13. CHAPTER FIVE Summary and Conclusions
    (pp. 49-56)

    Even before Hurricane Katrina, the state of Mississippi faced considerable challenges in the area of affordable housing. With the extensive destruction wrought by the storm’s intensity, these challenges have reached crisis proportions. To meet the needs of its residents and businesses alike, the state must now find a way to rebuild a considerable quantity of affordable-housing units quickly and to adopt strategies to make sure that the housing remains affordable over the long term.

    Ideally, the federal government could play a strong, supportive role in these efforts. Recent trends in the funding and structuring of national affordable-housing and disaster-recovery programs,...

  14. APPENDIX: Details of the GIS Analysis
    (pp. 57-64)
  15. References
    (pp. 65-71)